Property Decision Desk

Property Decision Desk

Run the numbers. Get a clear verdict.

129 free real-estate tools with shareable decision reports — for buyers, owners, landlords, and investors.

Open Can I Afford This? Browse all tools

Try it live

Move the sliders. Watch the payment move with them.

A working estimate before you commit to anything — no sign-up, and nothing you type ever leaves your browser.

Your numbers

$450,000
15%
6.50%
30 years

Educational estimate only. Not financial, tax, lending, or real-estate advice.

Estimated monthly payment

$0

Take these numbers to the full calculator

The Decision Desk

Seven verdict tools that answer the real questions

Affordability, buy vs rent, cash flow, remodel ROI, offer strength, holding costs, and a full decision report — each one ends with a clear next step.

01

Can I Afford This?

Income, debts, down payment, and rate → max purchase price, monthly all-in cost, and a clear affordability verdict.

Open tool 02

Buy vs Rent Decision

Compare 5–10 year total cost of buying versus renting for a specific price, rent, and rate — then get a fork verdict.

Open tool 03

Rental Cash Flow Desk

Rent, vacancy, taxes, insurance, maintenance, and management → cash flow, cap rate, and cash-on-cash with a deal verdict.

Open tool 04

Remodel ROI Desk

Upgrade cost vs likely value or rent lift — see payback years and whether the remodel earns its keep.

Open tool 05

Offer Strength Score

Down payment, contingencies, earnest money, appraisal gap, and closing timeline → weak / solid / strong offer read.

Open tool 06

Holding Cost Clock

Taxes, insurance, HOA, utilities, and loan interest while vacant or between tenants — the burn rate of waiting.

Open tool 07

Property Decision Report

One page that stacks affordability, true ownership cost, and cash-flow risk into a shareable decision report.

Open tool

Signature output

Every run becomes a decision report

Not just a number — a verdict, the key metrics, and what to verify next. Copy or print the report before you talk to an agent, lender, or partner.

Build a Property Decision Report
  • Go / caution / stop verdicts
  • Side-by-side cost metrics
  • Concrete next-step guidance
  • Copy & print-ready reports

Categories

Thirteen libraries spanning true cost, mortgages, investing, rentals, flips, and exit math.

Decision Desk Signature verdict tools — affordability, buy vs rent, cash flow, offers, remodel ROI, and holding costs. 7 tools True Cost of Owning Interest, taxes, insurance, maintenance, and HOA — the price behind the price tag. 10 tools Mortgage Mechanics Amortization truths, PMI clocks, points, rate shocks, and payoff acceleration. 10 tools Rent vs Buy Honest forks between renting, buying, and investing the difference. 10 tools Investor Yardsticks Cap rate, cash-on-cash, DSCR, GRM, and the screens investors actually use. 10 tools Rental Cashflow Vacancy, turnover, capex, and management — the cashflow after reality bites. 10 tools Flip & BRRRR Labs MAO math, rehab ROI, holding burn, and capital recycling for value-add deals. 10 tools Affordability & Qualifying DTI guardrails, income needed, saving runways, and house-poor warnings. 10 tools Equity & Appreciation Equity snowballs, appreciation reality checks, and tappable-equity math. 10 tools Selling & Exit Net sheets, agent fees, price cuts, and the real cost of getting out. 10 tools Short-Term Rental Lab ADR, occupancy, break-even nights, and STR-vs-long-term showdowns. 10 tools Location & Market Price per square foot, commute capitalization, tax zones, and market heat. 10 tools Decision Frames 15 vs 30, buy now vs wait, fixer vs turnkey — hard forks framed clearly. 12 tools

Built for clear property decisions — not listing hype.

Property Decision Desk turns sticker prices and dreamy monthly payments into verdicts you can act on — affordability, true ownership cost, cash flow, offer strength, and exit math.

Every tool runs in your browser. Results are educational estimates only and are not financial, tax, lending, or real-estate advice.